Education-focused support designed to help professionals and business owners understand retirement income, tax awareness, and risk as they approach retirement.

Services are educational in nature and guided by suitability, transparency, and coordination with your existing professionals.

As individuals move closer to retirement, planning shifts from accumulation to income. This transition introduces new considerations around timing, taxation, and sustainability.

My role is to provide retirement income education and planning support that helps clients better understand their options and coordinate informed decisions.

 

• Retirement income planning and distribution education
• Tax-aware income sequencing discussions
• Market and longevity risk education
• Transition planning from accumulation to income
• Ongoing reviews and coordination with CPAs

Retirement income planning focuses on how income is generated, timed, and sustained throughout retirement. Education in this area helps clients understand how different income sources interact over time.

This service emphasizes clarity, flexibility, and long-term sustainability rather than short-term performance.

• Understanding income sources and timing
• Income sustainability and longevity considerations
• Flexibility planning for changing needs
• Coordination with existing investment strategie

Taxes remain a significant consideration in retirement. While I do not provide tax advice, education around how retirement income may be taxed helps clients ask better questions and coordinate decisions with their CPA.

This service is designed to complement, not replace, professional tax guidance.

• Education on how different income types may be taxed
• Awareness of income stacking and timing considerations
• Preparation for CPA coordination discussions
• Ongoing review as tax laws and income needs evolve

The years immediately before and after retirement introduce unique risks that differ from accumulation years. Education in this area helps clients understand how volatility, timing, and longevity can impact outcomes.

• Sequence-of-returns risk education
• Market volatility awareness near retirement
• Longevity and sustainability considerations
• Planning for flexibility during uncertain periods

I do not provide tax advice, legal advice, or investment advisory services.

All tax-related decisions should be reviewed with your CPA, and legal considerations should be addressed with your attorney. My role is educational and planning-focused, designed to support informed decision-making

Education is the foundation of confident retirement decisions. Begin with a resource or explore these topics in more detail through an educational session.